LONGER-TERM SECURITY
LONG-TERM DISABILITY
Long-term disability picks up where short-term disability leaves off. Coverage is insured by Prudential and provided at no cost to all employees working 30+ hours per week.
Earning Under $150,000
60% of monthly covered earnings, less other income such as Social Security Disability and workers’ compensation, to a maximum of $7,500 per month. Disability means ‘own occupation’ for the first 24 months, then ‘any occupation.’
Earning Under $150,000
60% of monthly covered earnings, to a maximum of $20,000 per month. Disability means ‘own occupation’ — see your certificate of coverage for the full definition. Benefits are reduced by other income sources, including Social Security Disability and workers’ compensation.
Good to Know
Key Terms
- Benefits begin in the sixth month of disability
- Payable after 90 consecutive days of disability
- Survivor benefit for a spouse or children under 21
- Limitations and exclusions apply — see plan documents
- Prudential: 800-842-1718 or prudential.com
Ready to Enroll?
Open enrollment runs October 19 – November 6, Review your options, compare plans and make your elections online through UltiPro.